Term breaks are the perfect time for families to create wonderful memories together. But let’s face it, financial stress can sometimes put a damper on those plans. Don’t worry… Here are some holiday planning tips to help you make the most of your family time without breaking the bank.

1. Plan ahead: The key to stress-free holidays is planning. As soon as the term starts, start setting aside a small amount each week. It adds up over time and makes paying for the holiday expenses a lot smoother.

2. Create a budget: Set a budget for your term break and stick to it. List out all the expenses, including accommodation, transportation, activities, and meals. This will help you avoid overspending and focus on what truly matters.

3. DIY fun: Get creative with your holiday activities. DIY crafts, picnics and nature walks are not only enjoyable but also cost-effective. Quality time doesn’t always have to come with a hefty price tag.

4. Travel smart: If you’re planning a trip, be on the lookout for deals and discounts on flights and accommodations. Consider travelling during off-peak times when prices are more wallet-friendly.

5. Pack snacks: Packing snacks and drinks can save you a significant amount, especially if you’re travelling with kids. It also helps curb those impulse buys that tend to sneak up on us.

6. Hertsavers to the rescue: Now, let’s talk about how Hertsavers Credit Union can be your holiday hero. They offer a variety of savings accounts, including the Holiday Savings Account. It’s like a dedicated piggy bank for your vacations. Setting up automatic transfers to this account ensures you’re always prepared for that well-deserved break.

7. Child Benefits Loan: Hertsavers has your back when unexpected expenses pop up. Their Child Benefits Loan provides a quick and affordable solution to cover those surprise costs without ruining your vacation plans.

Remember, holidays are all about creating cherished memories with your loved ones. With smart planning, a solid budget, and the support of Hertsavers Credit Union, you can enjoy your term breaks to the fullest without worrying about financial stress. So, go ahead and start packing for that unforgettable adventure.