Bank holidays are a great opportunity to take a break from our hectic schedules and spend quality time with family and friends. However, they can also take a toll on our wallets if we’re not careful.
Here are some money-saving tips to help you make the most of your bank holidays without breaking the bank.
Plan Ahead: Start planning for the upcoming bank holidays as early as possible. Create a budget for the activities you plan to do, including travel, food, and entertainment. Having a plan in place will help you avoid overspending.
Compare Prices: Before making any purchases, compare prices from different retailers. Look for deals and discounts that can help you save money. You can also check with your credit union to see if they offer any special offers or discounts for members.
Use Cash: Consider using cash instead of credit cards for your bank holiday expenses. This will help you avoid overspending and accumulating high-interest credit card debt. If you don’t have enough cash on hand, consider taking out a small loan from your credit union to cover your expenses.
Opt for more affordable activities
Instead of going out to eat at a fancy restaurant, you could have a picnic or a barbecue at home. You could also visit local parks and attractions instead of going on expensive vacations.
Remember that if you need extra cash to cover your bank holiday expenses, Hertsavers Credit Union is here to help. You can apply for a small loan to help you cover your expenses without breaking the bank.