Unforgettable summer adventures: budget-friendly activities for kids in the UK

Summer in the UK offers a plethora of opportunities for children to have fun and make lasting memories without breaking the bank. Engaging in low-cost activities not only keeps the little ones entertained but also helps them explore the wonders of nature and develop new skills. Here are six fantastic budget-friendly summer activities for kids in the UK.

Picnics and nature walks

Picnics in local parks or scenic spots can be a delightful way for kids to spend their summer days. Pack a homemade lunch, grab a blanket, and head to a nearby green space. Many parks offer playgrounds, which provide a great chance for children to socialise and enjoy outdoor games. Nature walks are also an excellent addition to picnics, where children can explore the wonders of the countryside, appreciate wildlife, and learn about the environment. Spending time outdoors encourages physical activity and fosters a love for nature.

Arts and crafts

Unleash your child’s creativity through arts and crafts projects. Craft supplies can be inexpensive, and you can often find great deals at discount stores or online. Engaging in DIY activities like making friendship bracelets, painting, or creating colorful collages not only enhances their artistic skills but also keeps them occupied for hours. You can find many crafting ideas online, making it easy to find projects that match your child’s interests.

Library visits and reading challenges

Local libraries are a treasure trove of free entertainment and learning opportunities. Many libraries host summer reading challenges, where children can participate in activities and win small rewards for completing books. Reading not only stimulates the imagination but also improves language skills and cognitive development. Encourage your child to explore various genres and discover the joy of books.
Local Community Events and Workshops
Keep an eye out for free or low-cost community events and workshops organized during the summer. Many towns and cities host outdoor concerts, movie nights, art exhibits, and educational workshops for children. These events provide excellent opportunities for kids to socialise, discover new interests, and engage in community life.

Outdoor sports and games

Organise a day of outdoor sports and games with your child and their friends. Sports like football, basketball, or cricket require minimal equipment and can be played in local parks or open spaces. You can also introduce them to traditional British games like rounders or British Bulldog. These activities not only keep them physically active but also promote teamwork and friendly competition. Moreover, they’re a great way to encourage children to spend time outdoors, enjoying the sunshine and fresh air.

Fruit picking and homemade treats

During the summer months, many farms across the UK offer fruit picking opportunities, where children can pick their own strawberries, raspberries, or other seasonal fruits. Fruit picking is an enjoyable and educational activity, teaching kids about agriculture and the origins of their food. After the fruit-picking adventure, bring the harvest home and involve your child in making homemade treats like fruit jams, smoothies, or fruit salads. It’s a delicious way to spend quality time together and savour the flavours of summer.

DIY science experiments

Foster your child’s curiosity and love for learning by conducting DIY science experiments at home. You can find numerous simple and safe experiments online using household items. From creating volcano eruptions with baking soda and vinegar to making colourful slime, these experiments are not only entertaining but also educational. Your child will be thrilled to discover the wonders of science while having a blast at the same time.

Summer in the UK doesn’t have to be expensive to be enjoyable for kids. With a little creativity and enthusiasm, you can provide your child with a summer filled with exciting adventures and valuable experiences. Engaging in outdoor activities like picnics, nature walks, and sports encourages them to stay active and explore the beauty of the world around them. Meanwhile, arts and crafts, library visits, and DIY science experiments stimulate their creativity and foster a love for learning. And let’s not forget about the joy of fruit picking and creating homemade treats. So, make the most of the sunny days, embark on new adventures, and create treasured memories with your kids without putting a strain on your budget. Happy summer!

What is a Share Account?

A share account is a type of savings account offered by credit unions. It is the primary account that credit union members open to become part of the cooperative. When you open a share account, you become a member-owner of the credit union, holding a share of ownership in the institution.

The term “share” reflects the cooperative nature of credit unions, where members collectively own and govern the institution. Instead of being just a customer, you have a say in the credit union’s decisions, typically exercised through voting in board elections and participating in annual meetings.

Earnings in a share account are called “dividends,” emphasising the cooperative aspect of credit unions. These dividends represent your share of the credit union’s profits, which are shared among the member-owners.

A share account serves as a foundational step for accessing various financial services and benefits offered by the credit union. Additionally, it provides a secure place to save money, and deposits in share accounts are often insured up to a certain limit by the Financial Services Compensation Scheme (FSCS).

Overall, a share account in a credit union is not just a savings account; it symbolises membership and ownership in a cooperative financial institution where members work together for their mutual benefit and financial well-being.

Transform your home on a budget: home improvement tips

Transforming your home and making it a cosy haven shouldn’t break the bank. With creativity, resourcefulness, and a little help from Hertsavers Credit Union’s homeowner loan, you can embark on your home improvement journey without stretching your finances. In this article, we’ll explore five budget-friendly ways to enhance your living space, turning it into a welcoming oasis for you and your loved ones.

1. Embrace the power of repurposing

One of the most cost-effective ways to make home improvements is by repurposing items you already have. Before rushing to the store, look at your existing furniture and decor. With a fresh coat of paint or some DIY skills, you can transform old pieces into new, stylish additions to your home. Get inspired by online tutorials, and let your creativity shine!

2. Get thrifty with second-hand finds

Thrifting is trendy but also an excellent way to find unique and affordable treasures for your home. Browse local thrift shops, charity stores, and online marketplaces to discover pre-loved furniture and décor items. A little sanding, staining, or reupholstering can give these pieces a new lease on life, adding character and charm to your living spaces.

3. DIY décor delights

Home improvement doesn’t have to involve expensive contractors and high-end designers. Many upgrades can be accomplished through simple do-it-yourself projects. From crafting your wall art to creating custom curtains or pillow covers, there are numerous budget-friendly DIY ideas available online. These personal touches will save you money and make your home uniquely yours.

4. Focus on energy efficiency

While making home improvements, consider enhancing your home’s energy efficiency. This approach not only benefits the environment but also reduces long-term utility costs. Simple measures like weather-stripping doors and windows, adding insulation, and switching to energy-efficient lighting can make a significant difference. Hertsavers Credit Union’s homeowner loan can support your energy-saving upgrades leading

5. Landscaping on a budget

Don’t forget about the exterior of your home! A well-maintained garden and outdoor space can greatly enhance the overall appeal of your property. Start by planning a low-maintenance garden with native plants that require less water and care. Consider creating a vegetable or herb garden, not only as a budget-friendly landscaping idea but also to enjoy the benefits of homegrown produce.

In conclusion, home improvement on a shoestring budget is an achievable, fun and rewarding experience. By repurposing, thrifting, DIY-ing, focusing on energy efficiency, and budget-friendly landscaping, transform your living space without breaking the bank. And with the support of Hertsavers Credit Union’s homeowner loan, you can take your home improvement plans to new heights. Remember, a welcoming and cosy home doesn’t have to come with a hefty price tag.