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25 July 2017
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Our Credit Union

"Always in your interest"

 

Apply for membership here

Our mission statement

HertSavers exists to help people who live and work within Hertfordshire to manage their finances by:

  • providing a safe and accessible place to save money
  • promoting the wise use of credit at a reasonable rate of interest
  • assisting them to understand their personal budget and net worth

As the organisation develops and grows, it is our aim to provide a fully functional banking service with a comprehensive range of savings and loans products that are attractive to the people who live and work in our neighbourhood.

Local people, providing a better banking service that is tailored to meet community needs

Why we’re better

What is a credit union?

Ultimately we are a community based financial co-operative. We are owned by our members, and our profits are shared out to members in an annual dividend. For more information please download our ClickMember Booklet 2014 (320.6kb)

Many people see us as an ethical option compared to the high street banks because all our profits are returned to our members. Unlike a bank we are not owned by private shareholders. We also have no bonuses to pay to our staff. With no shareholders and bonuses to pay we can concentrate on providing better and cheaper services to our members in the local community.

Joining the Credit Union is the best decision you could take for your money and it only costs £3 (£2 joining fee + £1 to open your savings account) to join. You can apply for a membership online here.

ClickDownload membership application (385.9kb)

How we compare

We offer affordable services that compete with high street banks and other financial cooperatives. We also offer better short term loan options than pay day lenders and loan sharks. In addition to this we are as safe and secure as your high street bank. Like a bank, your savings will be covered by the FSCS and we are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Join our team

We are a local team of volunteers, proud to serve the local community with fair and secure financial solutions.

We’re always looking for volunteers. We're also open to discussing possible internship placements for students. If you would like to join our team, please get in touch by calling us on 020 8756 2868 or e-mail: office@hertsavers.co.uk

Join our team here

Keep updated

Why not keep up to date with your local credit union by connecting with our social networks.

                                         

 

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To sign up please click here and submit the form.

Updated: 11 March 2016